Tvorba fondu firmy v důsledku změny zákona o nemocenském pojištění

Abstract

Title: Creation uf a fund ol a company as a result of t he change in tlie in- surance law Author: Eva Nevoi alova Department: Department of Probability and Mallieinal ical Statistics Supervisor: Mgr. ,lana Zarova Supervisor's e-mail address: jana.zarova'H'allian/.c/, Abstract: This thesis focuses on the results of the insurance law change. At first, the changes in calculation of a benelit in a temporary disablement, which affect the employees, are considered. Then we deal with the calcula- tion of a wa^e refund which an employer will pay out instead oi' the benefit for a specific part of the temporary disablement. In the next part we work with statistical data of a temporary disablement which allow us to define expected costs of the refunds of wa^es and also (he amount of the fund which is needed to cover these costs. In I he second part ol 1 he work the possibililv to transfer the risk linked with refund of wagrs to the insurance copany is considered. We design a. product which could be offered in these cases by tin1 insurance company. Keywords: temporary disablement, refund of wa^es, fund of (he company